7 Best Cities to Live in Canada in 2019

parliament hill in ottawa ontario

From the east coast to the west coast – there’s a perfect city for your lifestyle in Canada. If you’re planning to move this year, be sure to check out these 7 best cities to live in Canada in 2019 before deciding!   Ottawa, ON Our nation’s capital is one of the best cities to … Continued

What Is a HELOC Mortgage?

What Is a HELOC Mortgage?

A home equity line of credit, otherwise known as a HELOC, is a secured line of credit that allows homeowners to borrow and re-borrow against their home. How does it differ from a conventional loan? A stand-alone HELOC cannot exceed 65% of the value of your home. If the HELOC is a second mortgage or … Continued

2019 Trends in the Real Estate Market in Ottawa

2019 Trends in the Real Estate Market in Ottawa

How has the Ottawa real estate market shaped up so far this year? This city continues to be a hot market with steady growth and sales. Agents are even starting to see bidding wars throughout popular areas and homes selling for well over asking this year. So what’s driving the demand in Ottawa? Here we’ll … Continued

The 5 Long-term Implications of Renting vs. Owning

buy or rent

Trying to figure out if you should continue to rent or buy a home instead? We’ll show you what the long-term implications of renting vs. owning are so you can make a better-informed decision for your budget and lifestyle.   Renting Isn’t Always Better For Your Budget Unless you can find a landlord who will … Continued

Is a Fixer-Upper Right for You?

Is a Fixer-Upper Right for You?

There are many benefits of opting for a fixer-upper – especially when you’re a first-time buyer with a tighter budget. A house that’s in need of some TLC can help you get into a more desirable neighbourhood without having to pay as much upfront as you would with a newer home. But even though it … Continued

7 Reasons Why Mortgage Rates Fluctuate

7 Reasons Why Mortgage Rates Fluctuate

  Before you start house shopping, it’s important to understand mortgage basics first. The mortgage rate you lock in will affect a number of things, from your purchasing power to the amount of money you’re left with each month for regular living expenses. Mortgage rates can change daily — learning the reasons why mortgage rates … Continued