Attention Variable Rate Mortgage Holders

Attention Variable Rate Mortgage Holders

To no one’s surprise but many variable rate mortgage holders dismay, The Bank Of Canada increased its overnight lending rate again by a ¼ percentage point, the third increase following hikes in both July and September. The New Rate Hike It is a bit discouraging to see common sense and fairness failed to present itself … Continued

All About Refinancing Mortgages

All About Refinancing Mortgages

When your mortgage renewal time comes around, don’t sign on the dotted line without researching all the available options. By skipping this step, you may miss out on the opportunity to refinance your mortgage and get a better rate than your current one, or to access some equity to pay off debts or invest in … Continued

3 Ways to Relax and Focus on Family Time These Holidays

3 Ways to Relax and Focus on Family Time These Holidays

Taking on the task of holiday shopping, decorating, gift wrapping, finding recipes, preparing a feast for your family, and handling the flurry of activity in between can make the holidays feel like a stressful and chaotic blur. Getting overwhelmed with so much to do can really end up taking the fun out of the season, … Continued

7 Tips for Buying an Investment Property

7 Tips For Buying An Investment Property

Buying an Investment Property is an excellent way to make some supplementary income. Some people even focus their entire careers now on having investment properties. But, of course, there is lots to consider and a lot of work involved before jumping in. So, before you decide to become a landlord, read these seven tips for … Continued

Why do Mortgage Rates Fluctuate?

Why Do Mortgage Rates Fluctuate

When you’re keeping track of the current mortgage rates and notice the difference from a week ago, it can be a shock to realize how quickly they can really rise and fall. But why do mortgage rates fluctuate? Well, it depends on the changes in key micro and macroeconomic factors that are constantly at play. … Continued

6 Tips for Combining Finances in a Relationship

6 Tips for Combining Finances in a Relationship

Often when couples get married, they decide to merge their finances together too. And it doesn’t always go as magically as the wedding did.  Money is one of those crucial elements that really require both individuals to be on the same page. Tying the financial knot together can be a pretty scary step to take, … Continued