Financing Options for Your Vacation Home

Financing Options for Your Vacation Home

Are you considering buying a vacation home or a cottage? These secondary properties often come with different financing needs than your primary residence. There might also be more stringent requirements and limitations if you plan to rent the property. If you’re just getting started, use this quick guide below to find out what you need … Continued

Everything You Need to Know About Commercial Mortgages

Everything You Need to Know About Commercial Mortgages

Are you considering purchasing or developing a commercial property? Find out everything you need to know about commercial mortgages here. Types of Commercial Mortgages The property types of a commercial mortgage are much different than those of residential. The most common property types will include multi-unit residential of 5 units or more, retail plazas, shopping … Continued

5 Ways to Pay Off Your Mortgage Faster

5 Ways to Pay Off Your Mortgage Faster

Do you know about all the options available to pay off your mortgage? Learn about the mortgage options and repayment plans that will let you get rid of your mortgage debt and own your home sooner. Opt for an Open Mortgage A fully open mortgage will allow the borrower to repay the mortgage in whole … Continued

Real Estate Market in Ottawa: Trends 2019

Ottawa’s residential real estate market is hotter than ever right now. Sales numbers have been up YOY and show no signs of cooling off. What’s driving this strong market in the capital city? Find out here. Attractive Pricing Fueling Demand Unlike Montreal, Toronto and Vancouver, housing prices in Ottawa have remained relatively low, even as … Continued

5 Ways to Get Festive Around Your Home

5 Ways to Get Your Home Ready for the Holidays

Christmas, Hanukkah, Kwanzaa, and New Years are fast approaching. Is your home ready for the holidays? Find out here what you need to do to get your home ready for the weather and your guests. Start with a Little Repair and Maintenance The last thing you want to happen over the holidays is for the … Continued

Is a Reverse Mortgage Right for You?

Is a Reverse Mortgage Right for You?

Are you retired and looking for a way to get access to more money? You might want to consider taking out a reverse mortgage. This loan instrument allows those over 55 years of age to take money directly from their home equity to use as they like. It has benefited many retirees in the past, … Continued

5 Ways to Make Your New Home Holiday-Ready

5 Ways to Make Your New Home Holiday-Ready

Planning to buy your dream home right before or during the holidays? Here are 5 ways to make your new home “holiday-ready” so it can feel cozy and inviting as soon as you move in! Set Up the Fireplace A warm crackling fire can quickly put you in the holiday mood and make your new … Continued

5 Most Family-Friendly Neighborhoods in Ottawa

5 Most Family-Friendly Neighborhoods in Ottawa

Planning to relocate your family to our nation’s capital? There is such a diverse range of areas throughout Ottawa that can offer everything you need. Here are the best family neighbourhoods in Ottawa to consider before you make the move. Barrhaven This rapidly growing neighbourhood is one of the top-rated for families to settle in. … Continued

5 Costs You Might Not Expect as a Homeowner

5 Costs You Might Not Expect as a Homeowner

Even if you’ve saved enough to afford the down payment, the mortgage, the taxes, and the mortgage insurance, you still need to have some money left over to cover all the other costs associated with homeownership. To help you plan better, here are 5 costs you might not expect as a homeowner.   Closing Costs There … Continued

Everything You Need to Know About Collateral Charge Mortgages

Everything You Need to Know About Collateral Charge Mortgages

Do you know the difference between a standard charge mortgage and a collateral charge mortgage? Find out everything you need to know about collateral charge mortgages and how they can be beneficial to home buyers in this article below. What Is A Collateral Charge Mortgage? A collateral mortgage is considered a re-advanceable mortgage product where … Continued