Why is Spring a Busy Time In Real Estate?

Why is Spring a Busy Time In Real Estate?

Spring has always been the busiest time of the year for real estate in Canada. Whether it’s the weather, supply, or timing, there are a number of reasons why more people choose to buy and sell this time of the year over the others. To understand why spring is a busy time in real estate, … Continued

Tips for Surviving the Stress of Selling your Home

Tips for Surviving the Stress of Selling your Home

Selling your home is likely one of the most stressful periods in your life. Between trying to organize all your belongings and timing the market to get the best price possible, it’s enough to drive someone a little crazy. But not you, because luckily, there are some tried and tested tactics here that can help … Continued

6 Tips for Combining Finances in a Relationship

6 Tips for Combining Finances in a Relationship

Often when couples get married, they decide to merge their finances together too. And it doesn’t always go as magically as the wedding did.  Money is one of those crucial elements that really require both individuals to be on the same page. Tying the financial knot together can be a pretty scary step to take, … Continued

I’m Self Employed – Can I Qualify for a Mortgage?

I’m Self Employed – Can I Qualify for a Mortgage?

  Being self-employed has plenty of benefits – working for yourself, tax write-offs, and freedom of your schedule. But when it comes to applying for a mortgage, it’s often more difficult than one would like. Regardless of what you have heard though, there are options available to help smooth over the process and get you … Continued

Can You Afford To Ignore The Mortgage Rule Changes?

Can You Afford To Ignore The Mortgage Rule Changes?

The Department of Finance announced several new regulations early October that will have significant impact on the mortgage industry which in turn will affect you the consumer. The first one, which was put into place on October 17, 2016, requires that all insured mortgages, regardless of term (fixed or variable) will now have to QUALIFY on … Continued

Understanding Mortgage Default Insurance

Understanding Mortgage Default Insurance

Your house will be the largest purchase you will ever make in your life. With that purchase comes a long list of questions that must be asked and decisions that must be made. When you begin preliminary discussions with a mortgage broker, you will need to discuss the size of your down payment as this … Continued

Fixed or Variable-Rate Mortgage: Which is Right for You?

Fixed or Variable-Rate Mortgage: Which is Right for You?

When it comes to choosing a mortgage solution, there are many options available to you. One of the important decisions you must make is whether you prefer a fixed-rate or variable-rate mortgage. Both have their benefits, but one option may be more or less appropriate for you depending on your financial situation and comfort level. … Continued

Why Work with a Mortgage Broker?

Why Work with a Mortgage Broker?

Some people have been dreaming about homeownership for a long time, while others fall into it without much thought or foresight. However you envision your home purchasing experience to be, you should arm yourself properly by working with a Mortgage Broker.   Custom-Tailored Mortgage Solutions Each individual mortgage situation is different and therefore there is … Continued

Are You Financially Prepared to Buy a Home?

Are You Financially Prepared to Buy a Home?

The decision to purchase a house is not one that can be taken lightly. Though homeownership is a rewarding opportunity and a lifelong aspiration for many, it is not suited for everyone. Unless you win the lottery, the average person does not have the funds available to purchase a house outright without the aid of … Continued