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Are you considering a move in Ontario in 2018? It can be difficult to pinpoint where the best location is for your needs. But there are many great options to consider beyond the most popular major cities like Toronto and Ottawa. Smaller cities like Guelph or St. Catharines have so much to offer. And with … Continued
When you’re ready to buy a property, you’re often faced with the challenging decision between purchasing a house vs. condo. Each one has its own benefits, but only one is best suited to your lifestyle. So when you’re stuck choosing between which property type is right for you, first ask yourself these five questions before … Continued
To no one’s surprise but many variable rate mortgage holders dismay, The Bank Of Canada increased its overnight lending rate again by a ¼ percentage point, the third increase following hikes in both July and September. The New Rate Hike It is a bit discouraging to see common sense and fairness failed to present itself … Continued
When your mortgage renewal time comes around, don’t sign on the dotted line without researching all the available options. By skipping this step, you may miss out on the opportunity to refinance your mortgage and get a better rate than your current one, or to access some equity to pay off debts or invest in … Continued
Debating whether you’re ready to jump from renting to owning? It’s a big decision and one that shouldn’t be taken lightly. Your first home is arguably the biggest investment you will make in your life, so taking the time to carefully decide what is right for you is crucial. Here we’ve put together 5 indications … Continued
Taking on the task of holiday shopping, decorating, gift wrapping, finding recipes, preparing a feast for your family, and handling the flurry of activity in between can make the holidays feel like a stressful and chaotic blur. Getting overwhelmed with so much to do can really end up taking the fun out of the season, … Continued
If you’ve been trying to save for your mortgage, the holidays can be a very stressful time for both you and your finances. It’s hard to stay on track when you have a list full of family and friends to buy for. But it doesn’t have to be doom and gloom for your savings. You … Continued
Buying an Investment Property is an excellent way to make some supplementary income. Some people even focus their entire careers now on having investment properties. But, of course, there is lots to consider and a lot of work involved before jumping in. So, before you decide to become a landlord, read these seven tips for … Continued
When you’re keeping track of the current mortgage rates and notice the difference from a week ago, it can be a shock to realize how quickly they can really rise and fall. But why do mortgage rates fluctuate? Well, it depends on the changes in key micro and macroeconomic factors that are constantly at play. … Continued
Often when couples get married, they decide to merge their finances together too. And it doesn’t always go as magically as the wedding did. Money is one of those crucial elements that really require both individuals to be on the same page. Tying the financial knot together can be a pretty scary step to take, … Continued
