Getting a Mortgage as a Couple vs. a Single Applicant

Getting a Mortgage as a Couple vs Single

You don’t have to be married to buy your first home. There may be advantages of purchasing a home with another, but those who are single can still qualify to buy their first home all on their own. Lenders look primarily at factors like your income, employment, and credit score to make their decision, not … Continued

Buying vs. Renting – Is One Better Than the Other?

Buying vs. Renting - Is One Better Than the Other?

Not sure whether you should buy a property or rent one? There are benefits to both options based on your current financial situation and lifestyle. If you need help weighing your options, here are some factors to consider. When Renting Is Better For most people, renting is their only option if they don’t have enough … Continued

Need Help? Here Are Some Key Service Canada links

The current COVID-19 situation in Ontario and Canada is quickly evolving and changing daily. We understand so many are impacted in different ways. Here are a list Service Canada links you may find helpful. For specific mortgage questions please feel free to reach out to one of our Mortgage Agents to discuss your mortgage, options … Continued

How To Manage Your Mortgage Payment Through Financial Difficulty

Financial Difficulties

As we have seen, the coronavirus (COVID-19) has continued to evolve and things are changing at a rapid pace. We understand that you may be facing financial difficulties or have concerns about your mortgage payments as we move through this pandemic. When unforeseen financial circumstances impact your ability to make regular mortgage payments, it’s important … Continued

Our Guide to Stress-Free Debt Consolidation

Our Guide to Stress-Free Debt Consolidation

Debt can hold you back from a number of things, including purchasing your first home and refinancing. If you’re drowning in credit card debt or simply want to get more control over your finances, use our guide to stress-free debt consolidation below to help clear your slate. Consolidating with A Line of Credit If you … Continued

5 Ways to Freshen Up Your Home for the Spring

5 Ways to Freshen Up Your Home for the Spring

Need to freshen up your home for the spring but don’t know where to even begin? Don’t fret! Just follow our simple steps below to guide you through the process. Wash the Windows and Doors Following the messy winter season, windows and patio doors get covered in a film of grime and dirt. To improve … Continued

Should I Invest in a Condo?

Should I Invest in a Condo?

Not sure if you should invest in a condo over another form of real estate? In most cases, condos can be an exceptional investment opportunity for both new and seasoned investors, but it may not be right for everyone. Learn more about the differences between investing in a condo vs. a single home, to find … Continued

Financing Options for Your Vacation Home

Financing Options for Your Vacation Home

Are you considering buying a vacation home or a cottage? These secondary properties often come with different financing needs than your primary residence. There might also be more stringent requirements and limitations if you plan to rent the property. If you’re just getting started, use this quick guide below to find out what you need … Continued

Everything You Need to Know About Commercial Mortgages

Everything You Need to Know About Commercial Mortgages

Are you considering purchasing or developing a commercial property? Find out everything you need to know about commercial mortgages here. Types of Commercial Mortgages The property types of a commercial mortgage are much different than those of residential. The most common property types will include multi-unit residential of 5 units or more, retail plazas, shopping … Continued

5 Ways to Pay Off Your Mortgage Faster

5 Ways to Pay Off Your Mortgage Faster

Do you know about all the options available to pay off your mortgage? Learn about the mortgage options and repayment plans that will let you get rid of your mortgage debt and own your home sooner. Opt for an Open Mortgage A fully open mortgage will allow the borrower to repay the mortgage in whole … Continued