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Ottawa’s residential real estate market is hotter than ever right now. Sales numbers have been up YOY and show no signs of cooling off. What’s driving this strong market in the capital city? Find out here. Attractive Pricing Fueling Demand Unlike Montreal, Toronto and Vancouver, housing prices in Ottawa have remained relatively low, even as … Continued
Christmas, Hanukkah, Kwanzaa, and New Years are fast approaching. Is your home ready for the holidays? Find out here what you need to do to get your home ready for the weather and your guests. Start with a Little Repair and Maintenance The last thing you want to happen over the holidays is for the … Continued
Are you retired and looking for a way to get access to more money? You might want to consider taking out a reverse mortgage. This loan instrument allows those over 55 years of age to take money directly from their home equity to use as they like. It has benefited many retirees in the past, … Continued
Planning to buy your dream home right before or during the holidays? Here are 5 ways to make your new home “holiday-ready” so it can feel cozy and inviting as soon as you move in! Set Up the Fireplace A warm crackling fire can quickly put you in the holiday mood and make your new … Continued
Planning to relocate your family to our nation’s capital? There is such a diverse range of areas throughout Ottawa that can offer everything you need. Here are the best family neighbourhoods in Ottawa to consider before you make the move. Barrhaven This rapidly growing neighbourhood is one of the top-rated for families to settle in. … Continued
Even if you’ve saved enough to afford the down payment, the mortgage, the taxes, and the mortgage insurance, you still need to have some money left over to cover all the other costs associated with homeownership. To help you plan better, here are 5 costs you might not expect as a homeowner. Closing Costs There … Continued
Do you know the difference between a standard charge mortgage and a collateral charge mortgage? Find out everything you need to know about collateral charge mortgages and how they can be beneficial to home buyers in this article below. What Is A Collateral Charge Mortgage? A collateral mortgage is considered a re-advanceable mortgage product where … Continued
There are some attractive benefits of using your home equity to help you put some of your financial worries aside. When you’re struggling to pay back student loans, high-interest payments or medical bills, it may be time to consider refinancing or using a Home Equity Line of Credit (HELOC) to pay it all off. Here … Continued
The First-Time Home Buyer Incentive helps qualified first-time homebuyers to reduce their monthly mortgage payments without adding to their financial burdens. The First-Time Home Buyer Incentive is a shared-equity mortgage with the Government of Canada. It offers: 5% or 10% for a first-time buyer’s purchase of a newly constructed home 5% for a first-time buyer’s purchase … Continued
Owning your own business comes with a lot of perks – you can set your own hours and call all the shots. But there are also some downfalls you need to know about before going out alone. Here are just a few of the pros and cons of being self-employed. Pros You Work For Yourself … Continued
