Buying a New Home

Generally, there are four stages in the process of buying a home.

1. The first person that you need to speak with is a Mortgage Agent or a Mortgage Broker at The Mortgage Advisors. We can explain the mortgage process and let you know your maximum purchase price and lock in a rate for up to 120 days. You can also start by checking our Mortgage Calculator.
2. Next, you need to choose a realtor to help you find a suitable home. Realtors will help you find a home, negotiate, and write up an offer to purchase.
3. The next step is to have the home inspected to make sure you understand the condition of your home and can anticipate any upgrades or repairs. A certified home inspector can perform this inspection for you.
4. The last stop is at the office of a lawyer or notary. They will handle all the legal aspects of the purchase and ensure that your transaction closes smoothly.

With several factors to consider as you move through each stage in the process of buying a home, a Mortgage Agent is here to help you plan, prepare, understand, answer all of your questions, and guide you through what can often be a stressful time in an enjoyable experience.