Our Process

With our experience in the industry, we’ve seen what works and what doesn’t when it comes to finding tailored mortgage solutions. Luckily for you, we want you to experience the best of the best, which is why we follow a streamlined and simplified process to make financing your home a breeze.

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Getting to Know Each Other

As much as we love getting to know you, this is also your opportunity to get to know us — our Mortgage Advisors are here to answer any questions you may have in this preliminary stage and guide you through the entire process. Getting your initial consultation is simple: Apply online and build your profile on our secure portal within minutes. This step includes uploading your ID and supporting documents that help us determine your eligibility for different mortgage options. We will review your financial situation, including your income, expenses, credit score, and desired loan amount, to get a better picture of which solutions will work in your favour.

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Finding the Perfect Fit

We’ll perform a little bit of mortgage magic to find the perfect options available to you. By tapping into our connections and sifting through various lender offers, we can handpick the ones with the best potential for a good fit. When we present your options, we’ll also outline what information and documents are necessary to qualify. Even better, we’ll negotiate with lenders on your behalf. Rest assured: You won’t need to lift a finger, and we’ll look after your mortgage needs through this entire process.

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The Final Stage

You’ve officially made it to the last stage of the mortgage process! After we finalize all the details and tie up the loose ends, all you have to do is provide your signature on the final documents. Once you sign, you can breathe a sigh of relief. Congratulations! You now have a mortgage.

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We’re Here For Your Entire Journey

If you’ve got questions years later, we’ll always be available to offer our guidance and advice. If anything changes down the line or you decide to pivot your endeavours and require a different approach or solution, you can count on us to take you through the process again, one step at a time. We’re also mindful that the Canadian mortgage industry can change overnight. We’ll reach out with updated options when things change — we will always work to save you money at every stage of your home ownership journey.

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Our Lending Partnersheader decoration

We work with the best lending partners in the industry to find the most competitive rates to fit your needs.

rfa
RMG-Mortgages
sagen
Scotia-Bank
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TD-Bank
westboro

Your New
Homeownership
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You love your new home and all the memories you’re about to create. We love all things mortgages and making your life easier. We’d be a good fit.

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Accessible Access to Our Team of Mortgage Advisors

The Mortgage Advisors team is happy to serve all of Ontario. Our head office is located in Ottawa, with numerous offices strategically located throughout Eastern Ontario to ensure our support and solutions are always accessible to you.

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planning-for-future

Planning For Your Future Has Never Been Easier

We get it — sticking to your budget is important to you. It’s important to us too! We’ll bring a wealth of knowledge to the table to help you plan for your mortgage payments. You can also take advantage of our online calculator to get a rough estimate of the financial commitment required by your mortgage.

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Working With

The
Mortgage Advisorsheader decoration

Aside from years of experience in this industry, here’s what you can expect from working with us:

power-of-choice

You Have The Power of Choice

Unlike lenders, who will steer you toward their own products, we compile mortgage solutions from many different lenders, empowering you to make your own choices. We work for you, not the lender.

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Invaluable Advice

No matter where you are in your mortgage journey, we offer honest, transparent advice to guide you in a direction that will set you up for long-term success.

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Stress Less and Enjoy the Ride

The path to homeownership is exciting; you deserve to feel every bit of that joy. We do the heavy lifting of researching different mortgage options, so you don’t have to.

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tailored-solutions

Tailored Solutions

Whether you want to buy a fixer-upper, get into real estate investing, or are struggling to pay debts, we’ll listen to your needs and offer solutions that acknowledge your current situation and strive to meet your future goals.

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We are forever grateful for the service provided by Tanya Laughlin at The Mortgage Advisors. She helped us secure a mortgage on our dream home under very particular circumstances. We couldn’t have done it without her! We strongly recommend Tanya for anyone who needs a little extra guidance and support in obtaining a mortgage.

— Melissa Bond

Buying or building a house is a complicated process with a lot of moving parts and components. Sometimes things go smooth… other times they don’t. It’s especially important when they don’t that you have professionals in your corner that have YOUR best interests at heart. Christa, Landust and Lisa went ABOVE and BEYOND during this entire process. The level of effort they put into helping us was astounding. This is the team you want and it’s the one we will always use from now on.

— Mark McKenna

As first time home buyers we had a fantastic experience working with Allison Kelly-Hughes. Her knowledge and expertise helped us feel prepared and confident in her guidance. We appreciated the time she took to answer our questions and ensure we understood every step in the mortgage process. We would not hesitate to recommend her as a mortgage broker and would be happy to work with her again in the future.

— Janet Somers

Recent Blogsheader decoration

Whether you’re at the beginning of your journey or have done this many times before, it’s perfectly normal to feel overwhelmed by the process. That’s why our team openly shares our knowledge and resources so that you can make sense of the mortgage world. You can also check out our blog, which offers industry tips, the latest news, and other helpful resources.

First time buyers moving boxes into their new home.
First-Time Home Buyers Helpful Tips Moving Working With a Mortgage Broker

First-Time Home Buyer Costs: What to Expect

The Mortgage Advisors | July 23, 2024

Buying your first home is a huge milestone. While many first-time buyers focus on their down payment and purchase price, there are actually plenty of additional costs that come with…

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A scale with a bag of money on one side and a home graphic on the other to demonstrate what a home equity loan is
Collateral Mortgage Debt Consolidation Reverse Mortgage Second Mortgage Working With a Mortgage Broker

Understanding Home Equity Mortgages and Loans

The Mortgage Advisors | July 3, 2024

If you are planning a large expense or are looking to consolidate high-interest debt, your home can be an excellent source of funding. By taking out a loan against your…

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Credit Score Mortgage Mortgage Brokers

A Guide to Understanding Credit Scores, Their Impact, and Importance in the Mortgage Process

The Mortgage Advisors | May 28, 2024

Credit can be a scary thing to discuss. The word “credit” can describe so much about your financial capabilities and outline your financial deficiencies. However, credit is not something you…

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